Financial stress can be debilitating. It can ruin marriages, cause sleepless nights and lead to other problems. Having collection agencies calling you at work may leave you feeling like you have no place of refuge. You don't have to go through it alone. There are many others who have been in your shoes. Reach out to a peer or review some of the resources below. If you are a member of the Benevolent, there may be some help available there as well.
Financial Advice
The IAFF-FC has joined with Public Safety Financial/Galloway to provide both individual financial advice for IAFF members and department in-service training programs across the country. We teach fire fighters how to make smart financial decisions.
Public Safety Financial/Galloway financial advisors are not strangers to fire service and public safety financial issues. Many advisors are retired from or are currently with public safety.
The Public Safety Financial/Galloway Team has extensive experience providing IAFF members with specific advice that best fits their retirement plans and benefit options. Based on the philosophy of serving others, Public Safety Financial/Galloway specializes in and is committed to providing investment management and financial wellness programs.
TRAINING & SERVICES INCLUDE:
Department Financial Wellness Training
Portfolio Asset Allocation Recommendations
Pension Maximization & Consulting
Pension Buyback Strategies & Consulting
DROP Rollovers & Strategies
Deferred Compensation Management - Active Management of your deferred compensation SDBA
Our team is deeply invested in your financial success and secure retirement. To receive additional information please call at 1.877.778.2351
Financial Distress
Credit card, medical bills and other forms of debt becoming unmanageable. Experiencing financial distress in the wake of a major illness or life event such as divorce or job loss. Threatened mortgage foreclosure. You can free yourself from the anxiety and stress of financial problems. Get free unbiased information and assistance through American Financial Solutions a nonprofit agency
Financial Counseling
Taking action in the face of overwhelming financial worries can be hard. Getting advice, direction and encouragement from someone you trust can make all the difference. Talk to a Certified Credit Counselor for a confidential personalized consultation and address your most urgent concerns. Get the advice you can trust and set the goals that you can achieve.
Financial Education
Access free on-line financial education in the investing in Yourself curriculum:
Setting Financial Goals and Creating a Budget
Your Banking Relationship
Understanding Credit and Credit Reports
Introduction to Borrowing
Introduction to Investing
Financial Advisor Background Checks:
It is our hope that our members use the links below as an educational tool for the Financial Advisors that may come to the firehouse to ask for your business. You have worked really hard at saving for your retirement and it is important that you take an active interest in your savings account. Simple word of mouth referrals can be costly if you don't do your own investigation into the backgrounds of who you are working with. Just like you would check on a Doctor's or Psychologists license, there are FREE websites that will do an extensive background check of a Financial Advisor or Broker. Please take the time to enter their name and make an educated decision in the links below.
http://brokercheck.finra.org/Search/Search.aspx
http://www.adviserinfo.sec.gov/IAPD/Content/Search/iapd_Search.aspx
The images in this site are from www.dansunphotos.com. His work is amazing and captures the torment many in our field feel. Copies of his art can be purchased through his site.
Content from this site was obtained from our sister site